I no longer hunt if it is 35 degree F. or below nor do I hunt if the temperature is above 85 degrees F. Do not like setting in a cold stand nor cleaning deer in real hot weather.
If your trial loads are done at a rational temperature of 60, then you are fine (again, you would have to push 90 and over as well as be up at maximum for this to be an issue)
Once they came up with non temp sensitive powders then all the fun began.
We did fine with good loading practices before that.
All this business about freezing cases and coolers and all that has gotten out of hand in my opinion.
Target shooters have a desire for this as it helps stabilizes ballistics when you are punching 1/10 MOA holes.
Some of what I use is temperature stable, but I also have a range of 75 deg down to 0 I shoot in and while not competitive I am target shooting looking for that awesome hole in one group (close, no cigar)
Note in my case is a reverse, I am simply trying to keep velocity stable for target, the colder it gets the less problem there is.
Any load development done at zero, I just keep an eye on how close to max that load is getting and hold it short.
Yes you can shoot yourself in the foot but you really have to try and also not be aware of the factors.
In diving you can come up so fast you blow your lungs out.
They teach you the basics, don't do that, exhale all the way, perfectly safe. Granted, the first time they do it there is a diver with you with one hand on your harness and the other cocked to punch you I in the gut if they don't see bubbles coming out.