I certainly agree with reading all the indicators for pressure.
They are all tools to be applied with prudence.
While we all can arrange our priorities as we choose,I think,within responsible,safe limits,there is nothing wrong with pursuing maximum performance..maximum safe velocity.
Forget the advertised factory load max velocity.To a degree,its marketing propaganda,and also the ammo factories have resources that we reloaders do not have.
Consult at least two manuals.If they disagree,find a third manual or go with the conservative load.
Do begin with the starting load and work up,observing for the common pressure signs.
To say it another way,do not assume you will achieve max published velocity.If you get cratered primers and a sticky bolt 100 fps short of published max velocity,accept that you hit the wall,and back off a bit.
Now,the way I read the OP's question,written another way,"As I begin from the starting load,and work my way up,say,toward a published max load of 50 gr powder for 2800 fps,
If I achieve 2800 fps at 48 gr of powder,shall I take that as an indicator that I have reached maximum acceptable pressure,as I have achieved maximum published velocity?
Bolt opens easy,primers look good,if you want to mic case heads,allgood..no other pressure signs.
Yes,OP,I do think it wise to assume hitting max velocity is an indicator you have achieved max pressure,even though the book gives you two more grains.
The point is to look for a number of reasons to say "Enough".Do not ignore any of them.
A GPS is a pretty good,reliable navigation tool.But,beware that if a bridge washes out,your GPS may advise you to proceed at your own peril.
Your eyes tell you "Bridge is gone" Don't keep following the GPS.One more little thing.
Not all handloads are fire in top tier strength firearms.The recognized "pressure signs" are about brass and primer behavior in modern bolt action or equivalent firearms.
It is not a good idea to load an original 30-40 Krag till you run into "pressure signs" You may find that single glass hard locking lug broke off,and that is your pressure sign,but,dang,those primers look fine!!
Suppose I am loading 168 gr bullets with H-4895 to feed a Garand.It might be that with lot "A" of 4895 I loaded 46.3 gr to get 2630 fps.Shoots good,I'mhappy,and it is easy on the rifle.I have notes,experience with 2630 fps.I get lot "B" of powder,or,even I can't get H-4895 and I have to use 4064.OK.If I can safely load to 2630 fps..Why wouldn't I choose to load to the chronograph?I then still use "x" number of clicks on the sights.
And,regardless of what any book load tells me,if I chrono a 200 gr bullet at 2600 fps out of a Krag or a 168 gr bullet at 2950 out of a Garand,I'm going to NOT SHOOT ANOTHER one.
Even if the brass looks good.
OP,I do think you asked a reasonable question .I hope I answered it for you.