PS: I no longer carry a 38 but when I did it was loaded with my own creation using 125 JHP (Remington or Winchester) bullets at a clocked 1,100 FPS from my 2" S&W. I know there are arguments against home brewed ammo for SD but I doubt it would be an issue in a justified shooting where I live. I might reconsider if I lived in a less gun friendly state.