Yes, you can go a lifetime without a Factory Crimp Die, and I did without one for 37 years. I had zero problems with loading 9mm, and zero problems with 38Special. Only with 357 did I run into a minor problem with occasional difficulty feeding a round into the cylinder. Forum folk suggested I clean the 6 cylinder bores. I did that and it did help a bit, but didn’t eliminate the problem. I even trimmed some 357 brass to length. Still had the occasional problem. The FCD solved that occasional problem. I can, using the FCD, ‘feel’ that with the problem rounds, the problem is at the case mouth.
All those years of loading 38 and 357 were with one set of the old 38/357 dies. It could well be that when I set up for 357 seating and crimping, I wasn’t getting it exactly right. But if so, why did I have a problem with just 1 out of 20 rounds. So finally (recently) I bought a separate die set for 357, and there’s a very good chance that would solve the problem by having dedicated Dies set up for 357 only. But, I ask you, what is wrong with having a 4 die set where you can seat the bullet with the seating Die and then use the FCD to apply the crimp? Just the amount of crimp you want. With the FCD, varying the amount of crimp is easy and infinitely variable. Yes, I do have to run each round through that one extra die, but that’s acceptable to me when now each round has a smooth effortless ‘plunk’ when I drop it into the cylinder.
So you FCD haters just keep on toughing it out and doing it your way. I just wish I had bought one of these dies years ago.