I reload and shoot them a lot, and would have no problem in using them, if they were all I had.
Im not arrogant enough to believe that my reloads compare to what major ammo companies have spent beau coup bucks in R&D on either. Not that they coundnt be, given the right components and loads. For what a case or two cost, why bother trying to out do them?
On the otherhand, one thing I will say is, Ive had more issues with factory ammo overall, than I have had with any of my reloads, and thats always been the case, regardless of caliber or type.
Considering that I reload and shoot somewhere in the vicinity of 20,000 rounds of just 9mm each year, and shoot maybe 5% of that in factory, its even scarier when you think about it.
Just because its "factory", in reality, doesnt guarantee a thing.
As an example, my HD guns, Handgun and Rifle both wear suppressors. I dont buy into the thought process that says "dont use NFA firearms for defensive".
I never did either. My main SD long gun for the past 30 years or so until I got rid of it, was an HK MP5.
These days, like you, a suppressed rifle and handgun are handy. If I had time and opportunity to grab one, it would be my choice, and for obvious reasons.