Who uses layaway

H

Housezealot

New member
I Have a XDm on layaway, didn't plan on buying it, wanted a full size .40 to go with my s&w 99c so they could share ammo. picked it up and loved the feel of it. I have never bought a gun (or anything else) on layaway, I normaly just save up. I kinda have the feeling this could turn into part of every paycheck going to something else on layaway.
anybody else had this snowball on them?
 
I don't like layaway. I don't like being committed to something like that. I'd rather save up and buy when I'm ready.
 
Never done layaway but..

...seems like I have had a gun on order constantly for the last 2 years, that gives me time to save up depending how long it takes to come in. Currently on order is a KAHR P380. For me that is kind of like layaway I guess..
 
Im with Chesster.

I prefer to buy all at once, but sometimes while "window shopping" I see some of those nice old S&Ws that I just dont have cash on hand for.
 
I'm also strongly in the "if I have the money I buy otherwise I don't". The only exceptions I can remember were a sweet SIG deal that I didn't want to miss and right now I'm considering putting a S&W 41 on layaway.

However I'm having a lot of internal dissonance about my single most expensive firearm ever being a .22LR :rolleyes:
 
I like to use layaway in case something comes up durring the month and I need the cash. I never put anything on layaway that I didn't purchase though.
 
As a firearms dealer at least 50% of our sales are layaways. It commits the customer when they don't have the asking price on hand. It would be detrimental to our business if we dropped our layaway program, which is 10% down, 10% per month, giving 10 months to pay it off. No extra layaway fees. Better than WalMart.
 
I use layaway all the time. I mostly use it for the gaurantee that the gun will still be in the store by the time I get my next paycheck/make it to the police station to get my permit to perchase.

I've used two different policies at two different stores. One was at least $100 down and at least 10% every 30 days. The other was at least 10% down/25% of total remaining balance a month. So far, I have never had anything on layaway for more than a month and a half. I can't stand other people having MY gun. :D
 
I don't like layaway either, especially since something might come in which is a better deal, used and never fired, etc etc. When it's 100% what you want, nothing wrong with it.. just don't like being "locked in" to buying a particular gun.
 
I like layaway. I have a good relationship with my local gun shop, they know I will pay off so no terms, etc. I get usually $100-$150 a month travel reimbursement with work which is my gun money. Sometimes even if I don't have a gun selected I will keep giving them the check to build up an account so if I do see something I want I can just get it. Helps me out, and the shop.
 
As a firearms dealer at least 50% of our sales are layaways. It commits the customer when they don't have the asking price on hand. It would be detrimental to our business if we dropped our layaway program, which is 10% down, 10% per month, giving 10 months to pay it off. No extra layaway fees. Better than WalMart
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Excellent policy, sir. Do you do out of state sales? :)

I either buy out right or got the lay-way route. I don't like to put my personal pleasures on the credit cards, I dont like to pay for things after I have them. I always plan to space it out but I never last more than a month.
 
I use layaway whenever practical.

Because I can. Because most of what I buy are discontinued models or out of business manufacturers, or used guns of current production models. I haven't bought a new production gun from a current maker in years, and may not ever do so again.

I like layaway, because I know the gun will be there when I have saved up and paid it off. Nothing worse than saving up for something that sat on the shelf for weeks/months while you saved up, only to have sombody else buy it the week before you were ready.

For all of you who scoff at layaway, and are only interested in new guns in the popular models, enjoy yourself. For me, with an interest in the odd, unusual, and usually out of production, each gun is an individual, and the dealer cannot get another just like it, at the same price very often, if ever.

If I have the funds, I buy. But if I don't have them right then, or don't want to commit that much money in one lump at that time, layaway is the finest way to go. Gets you the gun, and doesn't leave you with $2.11 to your name until next month.
 
Way better then walmart since they did away with layaway.I use layaway with me local dealer but its not long term a month tops on whats in stock only.
 
I've had a pistol and rifle on layaway at my local shop, and I even missed a month here and there, and they were very understanding. I never take the full year to pick them up because, like 4INCHSMITH said, I don't like people having my gun! No fees, and when I finish paying off Uncle, I have my eye on my first 1911 in years....maybe a Kimber, maybe a Taurus....
 
+1 44 AMP layway is great especially a hard find,chances are save for it go back its gone.Beside not Explaining to the wify where the grocery money went um Opps,Is a good thing a very good thing,the dog house itsn't so comfy:barf:
 
If it weren't for lay away I wouldn't be getting my new Remington 870 Superslug for the upcoming deer season. After that I'm sure I'll have something else quickly following.:D

Roach
 
With the way things are If I see something I want I put it on lay away because it might not be ther when I have the money
 
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