Current set-up, still fairly new for some of it.
Ruger 3" Sp101 in .327
Galco OWB Holster
Leather gun belt from K&D Leather
Simply Rugged's Most Versatile Ammo Pouch (containing 8 rounds)
Nebo Super Bright light (picked up at a gunshow fairly recently, works great)
Columbia Torch - a smaller flashlight
Cell Phone
and of course a wallet and a random inkpen, and keys (not shown) Also not shown, my carry knife, chosen from a few different ones for the day, depending on dress.
I picked up the .327 about 2 months ago, and it has replaced my Glock 36 as main carry choice. With the Simply Rugged pouch, I have 14 rounds, carried in or out of a speed-strip (usually without). The Columbia Torch I just got a few weeks ago, and it works great. Much smaller than the Nebo, yet bright enough to illuminate a room/hallway very well. The Nebo gets carried in a jacket pocket now, or left at home when I don't have one.