As I understand it, it is the reciever type that determimes whether or not you can use just 2 3/4 or both. I'll use the warning in the Cabelas Catalog section concerning the Remington 870 Shotgun.
Barrels with 3" chambers will fit both magnum and 2 3/4" recievers and will handle both 2 3/4" and 3" shells with the magnum reciever. (An M at the end of the serial numer=Magnum Reciever). Use only 2 3/4" shells when barrrels are used on 2 3/4" recievers
Now check out the Model 1100 warnings.
All barres have 2 3/4" chambers (except steel shot barrel). 1100 steel shot barrel- Used with non-magnum reciever you can shoot 2 3/4 magnum lead or steel or 3" magnum steel shotshells. DO NOT USE 3" mag lead. Used with a magnum reciever, you can shoot 2 3/4 mag or 3"mag lead or shotshells.
It seems to me that at least for Remington, the reciever rating determines what you can use even if your barrel is a 3" chamber.
Good Shooting
RED