Strong45Side,
SASS shoots cowboy loads at steel at the following ranges:
Pistol - 7-10 yards*
Rifle - 13-50 yards*
Shotgun - 8-16 yards*
* As per Cowboy Action Shooter's Handbook
Cowboy loads are defined in the same manual as:
"The minimum standard for center-fire smokeless ammunition used in all SASS matches State, Regional, National, International, and World Championship Competitions is not less than a minimum power factor of 60 and no velocity may be less than 400 fps. The maximum velocity standard for revolvers is 1000 fps. The maximum velocity standard for rifles is 1400 fps."
For the most part, we're shooting lead at around 700-800 fps from our pistols, if that helps any. I've been "splattered" a couple of time with ricochet pellets from shotgun, but never anything else....and not hard enough to leave a mark or anything. That's why we always wear safety glasses, even if you're not shooting.
On my personal range, I shoot lead at higher velocities (950-1100 fps) from other pistols and remain at least 10 yards out with my swinging targets. I've never been hit with splatter or bounce-back.....about 5000 rounds down range now. FWIW.
Good Luck!