I like the coachguns and much prefer the double trigger versions but I am more uncomfortable with their readiness than I am with their capacity. They are empty and have to be loaded, or loaded and cracked open, or loaded and "on-safe". "On-safe", at least on most models, only blocks the triggers so, in my mind, their is some danger of AD. Empty with shells nearby complicates the already low capacity with the possibility of a fumbled loading under pressure. Loaded with hammers down (on a rebounding hammer type) means having to break the gun open to cock it before using. Loaded and cracked open might be the best but like some other methods means the hammers are continually cocked, which is probably not a concern especially on coil-spring models but is not my druthers. I do have a coachgun on the premises, loaded with the internal (rebounding) hammers uncocked. For immediate use I actually prefer a shorter barreled single-shot where I merely have to cock the hammer upon raising the gun. On the whole, I think a good pump, chamber empty, off-safe, full magazine makes the most sense. Pretty easy to chamber a round upon mounting the weapon and the safety is already off. Just my thoughts on it...no expert here.
As a postscript - I like the Stoegers but don't believe they are amenable to loaded, shut, with the hammers down - I believe their firing pins are not rebounding and would protrude. I have a Remington Spartan (Baikal) which works quite well in this mode.