I have a P95 and when I was carrying it, it rode quite comortably in the small of my back. Can't carry now, however, as I live in Missouri, where there is no CCw as of yet. I wear lots of good, somewhat oversized polo shirts and have never had any problems concealing it.
Also, of all the handguns I have owned, the P95 has never choked on anything I fed it. Accurate, too!