As I have had to send a gun back for warranty repairs, I appreciate and share your preference for new revolvers, C&R notwithstanding. However, $400 is too much for a Rossi. I don't know how durable, exactly, Rossi's guns are. They are good guns as far as I know. Then again, a Chevy Malibu is a good car, but I won't pay thirty grand for one. Taurus, who does indeed manufacture Rossi's revolvers for them, makes a superior gun of more modern design that you should be able to acquire within your price range. They also carry the lifetime warranty (Rossi's warranty repairs are actually handled by Taurus), and you are likely to find a greater selection of accessories for a Taurus than a Rossi. I have a couple of Tauri, and have gotten good service from them.