I received some sound advice from my local store regarding the removal of surface rust.
Soak the affected area with Kroil, then rub lightly with steel wool pads.
The steel wool pads are stainless steel, and the fibers are similar to confetti - 1/16" or so wide and flat. There is a brand name for them, but I purchased them at my local GS. (Others have recommended copper wool pads, but I am not familiar with that.)
The wide, flat fibers of the steel wool, if rubbed gently over the rusted area, seems to scrape away the surface rust without harming the bluing. However, do be careful on edges or corners, because the bluing can be removed if one is not gentle.
Monty