A Tikka T3 is a great rifle. It is a 3 lug which will have relatively high cocking force, but Tikka is one of the better 3 lug actions. The action machining is top notch. I think most don’t true them when rebarreling. The stock is ok, not great, IMO. It does fit many folks pretty well. Accuracy is guaranteed I think to 1 moa.
The Ruger American is a good deal, but generally rough feeling in use. Accuracy tends to be good. I think 1 moa guaranteed?? Trigger is rougher. Replacement options exist, but I’m not sure how well that will work. Stocks are pretty low bar, but generally fit the shooter ok. Some replacements available.
The Weatherby Vanguard....also known as the Howa 1500 also has an accuracy guarantee, 1 moa, I think. Weatherby generally puts an ever so slightly better quality stock on, but Weatherby has their own shape. You either like it or not. Better stock and trigger replacement options available. Barrel replacement shouldn’t require truing.
In a hunting rifle, I would give the Winchester Model 70 extreme a look. It has the smoothest action of most rifles, including many/most custom actions. My gunsmith feels they are generally true enough to rebarrel without truing. The safety is a real hunting safety. It locks the striker in place making the gun absolutely safe. It comes with a nice Bell & Carlson Sporter stock which is a model 70 pattern. IMO, Winchester 70 stock pattern is the most comfortable pattern for hunting shooting. It has the best fit to my shooting technique. Nice fat forearm to hold, rear grip angle puts finger on the trigger well, cheekpiece works well for normal optics....I really like it. The moa trigger is generally smooth enough and adjustable enough to not need replacement and deliver good performance. If you are picky, Timney makes a VERY nice replacement. Not to mention, this is a great controlled round feed rifle. This rifle needs nothing, except a scope and mount. The others have needs...
The Ruger M77 is similar to the Winchester in a much more trim stock. I always replace triggers....I’m not replacing this trigger. It is that good! Accuracy is
It is a good rifle just add an optic!