need info on old s&w

can anyone tell me exactlywhat i have and its value.it is a s&w 32-20 with real mother of pearl grips,it has 6 & 1 half inch barrel,blue finish,ser #409xx last pat. date is feb-6-06. thanks for your help,
 
With that serial number and patent date, it would be the .32-20 Hand Ejector, Model 1905, Second Change. About 11,700 were made between 1907 and 1909. Yours would have been about midway in production, so 1908 would be a good bet. Value in like-new condition will run $500; one in average condition will run about $200-225.

The pearl grips don't add much if anything to the value (they were common at the time) and can detract if chipped or broken.

Jim
 
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