I found this interesting article on CNN Money, and I bet that we have quite a few guys on this forum who are in the same situation.
http://money.cnn.com/2011/05/23/pf/...ns.moneymag/index.htm?source=cnn_bin&hpt=Sbin
Hong
http://money.cnn.com/2011/05/23/pf/...ns.moneymag/index.htm?source=cnn_bin&hpt=Sbin
Hong