For me, the 2.0 all day every day hands down. There's just so much wrong with the XD platform from a design point of view in my eyes. The striker retention roll pin, the grip safety, the mile long trigger travel and reset despite the fully cocked striker... The M&P just seems like a better thought out design to me, plus it has what I consider to be a better grip. YMMV, but for me this choice is easy.
And this is also not to mention how Springfield Armory supported a bill to limit how many firearms a person should be allowed to purchase per year. Not a fan, personally, but if you can get past that as well as the cons of the platform and still like it enough to spend the money then by all means.