They're great little guns, but not for everybody. (I think they're much, much better than the similar Taurus line.)
I carried mine for two years as a primary CC weapon.
Accurate, durable, reliable.
The only problem I had was that I could never shoot it as well, under pressure, as I could when punching paper targets.
(For example: the first time I tried it in IDPA competition, I shot a LOT worse than when using other guns. The long, double-action, heavy trigger can be difficult. The short sight radius is an issue, too. The things that make it a good CCW gun also make it more difficult to shoot well.)
I later stumbled across a Star Firestar Plus in a pawnshop. Similar size, similar capacity (10 round, double-stack, with 13 round mags available). A little heavier, but not much (because the Firestar Plus guns have alloy frames rather than stell). But an excellent trigger! (Single action, rather than DAO.)
The first local IDPA match I tried after buying it, I had the best time. Quite a difference from the Kel-Tec.
The problem with Star Firestars (plus or not) is that they're no longer imported, and parts may eventually prove to be a problem. (Most of the parts that are likely to break, however, can be fabricated by a competent gunsmith.)
Is the Kel-Tec a good gun. You bet. But try one before you buy, and decide if you're up to the effort of making yourself proficient. Just shooting targets is NOT the same as using the gun under stress. Some folks will love it and do well with it. I loved it, but didn't do that well.
