Don't do it
If money is a problem, and you want something inexpensive and reliable, two choices come to mind. The aforementioned Makarov, of any nationality, Yes, the East Germans are the best ones, I own an East German Makarov, but a Bulgarian is a viable subsitute as well, trigger wise, at least to me, indistingushable as are fit and finsh, both are done very well, in my eyes and hands. Your milegage may vary.
Your second choice is the FEG PA-63, which I also own and carry, simular to the Makarov in look and caliber, but its a closer copy of the Walther PP series design than the Makarov is, of which the Makarov is based on as well. The PA-63 is slimmer, and lighter than the Makarov, which will mean that it will kick a little harder, not much though.
Both can be had in .380 or 9mm Makarov, I use the latter since its just as available and plentiful as .380, cheaper, and a little more powerful. If you're in a rural area, I'd go with the .380 as it can be found anywhere.
A Makarov can be had for as little as $99.00-$150.00 at most
A PA-63 can be had for as little as $89.00-$125.00
Either of those two will serve you better than a Jennings, Bryco, Lorcin, Hi Point for the same amount of money or cheaper.