Listen to Virginian-In-LA. He seems to really know the VersaMax, as well as a host of other things. I was going to say something here in the middle of the night, but knew he would come along and give you the 411. I felt the same about the cost as compared to a 1100, which also comes in a tactical version if that is your thing, and for $500 less.
There are plenty of threads discussing whether you need a "tactical" gun for "home defense" so I will not get into that. That said, my home defense shotgun is the basic 870 Express pump, with an open cylinder 18.5" barrel, standard synthetic stock, 2+ magazine extension, and a weapons light. Knowing what I do now, were I to start from scratch I might skip the mag extension and go with the standard 4+1.