George,
I seldom would disagree with a real expert, but I have to take exception to the idea that lever guns as a group are easy to disassemble and reassemble. The Marlins are pretty easy, but the Winchesters are not easy for the average guy. Things have to come out in the right order and be put back the right way. For folks like us who have done it hundreds of times, it seems easy, but the guy who just starts removing every screw in sight is going to be in trouble. Even with instructions, a rifle like the 94 Winchester will get sticky for the average guy, and a 95 is a challenge for any except the most experienced.
Jim