holster type question

Paddle holsters have a large curved "paddle" that is slipped inside your wasteband to carry the weight of the gun. the gun rides outside your pants. They are nice if you are going to take your gun off and on constantly. I've tried them and find they don't ride close enough for concealed carry.
 
As Eddy mentioned, the big advantage to paddle holsters is ease of getting them on and off. Usually they're easier to get on than to take off (in my experience). The downside is that they don't hug the body quite as close as a good belt holster or an IWB (inside waistband) style.

If you want a CCW holster that can be easily dismounted, look for the "Summer special" style (Milt Sparks, Galco, etc.) which has a pair of loops that snap on under the belt. Other styles that snap on, such as the Versa Max 2 or Galco's Matrix series, are better fitting than a paddle but slower to get on/off.

For a shoulder holster, it will depend on the handgun you're carrying and it's barrel length. For 4" or shorter barrels, the most common are horizontal rigs like Galco's Miami Classic (very comfortable). For longer barrels, a vertical shoulder holster is recommended. The old Bianchi X-15 still works (though a tad bulky) and others make similar rigs.

The downside of a shoulder holster is that you are comitted to wearing a covering jacket or coat all the time. This can be less than comfortable in warm conditions or conspicious when others are in shirtsleeves.
 
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