1) Can I prolong the life of the case by trimming less, and trim to the MAX case length of 2.494" rather than the Trim-To Length of 2.484"?
no.
2) Can I get more accuracy by trimming to the MAX case length of 2.494" so the ogive of the bullet sits 0.010 further into the free bore?
no. It doesn't work that way.
3..To what decimal place do I need to match my cases in case length to produce the best groups?
No one can tell you that. Because there is no magic number that will produce the best groups. Every rifle is slightly different.
Before we get into the esoterica of loading "to the ogive", which, I don't do.., lets look at a few basics.
1) Why is there a max case length?? (for .30-06, 2.494")
2) Why is there a trim-to length? (2.484")
3) Why is there a max overall loaded length (COAL)? (3.340")
1) Max case length is set to what it is, so that the case does NOT extend into the barrel too far. We don't want the case mouth extending beyond the chamber because beyond the chamber the barrel is too small in diameter to allow the case mouth to expand and release the bullet normally. The chamber has the clearance needed to allow that to happen, the bore (including the throat) does not. Without the needed clearance (room for the case mouth to expand and let go of the bullet) pressure goes up (and maybe WAY up) and this is a bad thing.
2) Trim to length is an arbitrary number, usually set 0.01" shorter than max case length. (some cartridges use 0.005"). The point is to trim the case back short enough so that when it stretches during firing, it does not exceed the max case length. Cases stretch when fired, and usually stretch the most on the first firing. Trimming 0.01" back, usually means several firings are possible before the case has stretched back out to max allowed length, and needs trimming again. It's done that way so you shouldn't need to trim your brass after each firing.
3) COAL = Cartridge Over All Length. AKA Maximum overall length (with bullet). This is measured from the base of the case to the TIP of the bullet.
Not the ogive, the tip. This is the industry standard maximum length of the loaded round in order to work through the actions of ALL the rifles in that chambering. It is also a length that keeps the bullet OFF the rifling (with the standard bullets for that caliber)
In other words, a round at max COAL will work through the magazine, feed into the chamber, and not have a regular bullet jammed into the rifling. IF your rifle doesn't allow that, it is considered defective/out of spec in some ways. Some rifles have shorter throats than others. Some will not take every bullet design loaded to max spec length without jamming the bullet into the rifling. Others can takes rounds longer than max spec length without issue. Some rifles will chamber and shoot rounds too long to work through their magazines. There are lots of possible variations, so industry specs are set to work in "everything". Ammo makers make their ammunition slightly smaller/shorter than max industry specs, just so that it will work in everything.
NO matter which way you use to measure and adjust your seating die, your loaded round will have a certain length, over all. The length of the case neck does not affect this. A .30-06 round loaded to 3.340" over all length is 3.340" no matter if the case is 2.494" or 2.484" long. The ogive is in the same place, relative to the base of the case, and that is what matters for keeping it out of the rifling leade.
Do keep in mind that certain loading methods and techniques which have been found to increase the accuracy of certain rifles do not increase the accuracy of every rifle. Some rifles won't notice the difference. The load that gets sub-moa groups from a benchrest bolt gun, cannot be counted on to give those same groups fired from a military semi auto, pump, or any other type. It might not even deliver that same amount of accuracy in a different benchrest bolt gun.
Every gun is different, at least a little, and while some things are general constants, there are always exceptions, most very minor, some, are ..less so. Extreme variations are rare, but they do happen.