JBest . . .
I note that your TFL "location" is the Philippines. That may create a significantly different tactical scenario than many of us have in the US.
For example, I live in a relatively crime free part of Fairfax County, Virginia, and therefore feel well armed with five .38 Special +Ps. However, based my experiences on -- and proximate to -- the Subic/Cubi naval complex in the PI suggest that, were I to live there, I would want a good deal more than five .38 +Ps in my "house gun".
To summarize, I agree with those who believe five .38 Specials is adequate for most RELATIVELY BENIGN home-defense scenarios. But, were I to live in a tougher, more dangerous environment -- in the US, the PI, or anywhere else for that matter -- I would certainly upgrade my home-defense battery.