If you don't intend to use the pistol cocked and locked and if manually dropping the hammer makes you nervous then get a decocker model. It takes some practice to manually drop the hammer on a live round. I see nothing wrong with someone wanting to avoid this. Better to get what you like.
You can get the decocker version with an aluminum frame while you can't get the DA/SA model with this setup. The alloy frame makes the pistol a lot lighter, but retains all the positive features of its heavier counterpart. Look into the PCR model.
You can get 13 rounds prebans from
www.cdnninvestments.com for about $70 plus shipping. Make sure you specify you want the mags with the curved base plate.
I don't like the compact model because for some reason no matter what grip I try I always lock back the slide with a loaded mag. I've tried all types of grips and nothing works. I don't have this problem with the full size model, however.
There are other options you can explore. There's the IMI (Baby Eagle, Jericho) from Magnum Research. It has a slide mounted safety. The IMI has a true decocker that drops the hammer completely. It's a very reliable, well built, and relatively affordable pistol. I would also consider the EAA Witness made by Tafoglio, although I prefer the IMI. Prebans can be had for both from CDNN.
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So many pistols, so little money.