Here in Georgia, posession of a "Georgia Firearms License" exempts you from scrutiny by VeriFax.
As far as your dealer "charging" you for NICS goes, we charge $5 per background check. The GBI bills us $5 per background check. If this is some kind of profit-making scam, it's a wildly inefficient one...
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"..but never ever Fear. Fear is for the enemy. Fear and Bullets."
10mm: It's not the size of the Dawg in the fight, it's the size of the fight in the dog!