I think it's almost a given that if one ever had to use their concealed carry firearm in either their or anothers defense, you would end up in court defending your actions. I've read accounts about people being sued in civil court by the family of some thug that was killed in a home invasion. My question is how many of you have joined some group or another that offers insurance to cover legal defense in such a case? I know the USCCA offers a plan, as does the NRA. Any opinions on these plans - are they necessary, a good idea, etc.?