Well, I must say first off that everything you read is correct. At least when it comes to Savage rifles. Some people love them, others are plain old Savage HATERS!
Savage Arms Rifles are very accurate out of the box.
Savage Arms Rifles have really crappy synthetic stocks.
Savage Arms Rifles triggers desperately need replaced on the older ones, and the newer ones could use a new trigger.
With that said, I LOVE my Savage rifle. I could not imagine buying anything other than this rifle. I did not want a Remington, or I would have bought one. I wanted the best bang for the buck, and Savage has that covered.
As far as the stock, it can be used as is and still have good accuracy, I still have the original stock on mine, and have no plans of replacing it in the next years or so. The trigger on mine is very adjustable. Some of the older FP's didn't have these adjustable triggers on them, I guess I got lucky. I see no need right now to change the trigger, I tuned mine to where I want it.
If you want to learn more about them, just do a search for Savage rifles on TFL. You will find more owners of Savage Rifles right here than on any other board I have visited.
My advise is buy one, set it up for what you are going to use it for, and enjoy it. You won't regret it! Unless you too are a Savage HATER!!!