Margarita,
There are excellent holsters, good holsters, okay holsters and bad holsters.
Somewhat, it depends on your needs. For occassional, open carry, a moderate holster may be all you need.
Sure, for the concealed carry folks who need to carry inside the waist band, putting more money into the holster may well be worthwhile.
For traipsing around the woods, something less expensive may work very well.
You might also check ebay, there are some decent holsters available there.
For your needs, something from Don Hume. Galco, Bianchi or something like that would likely meet your needs.
I don't have the answers, after a couple of months of ccw, I'm still trying to figure out which gun I want to carry and how I want to carry it. Maybe someday I'll have those answers and I'll be ready to spend $100 for a good holster.
Ken