Not being a gun snob or whatever the pop culture term of the day is...but there is not a $400 new rifle on the market that I would buy. With that said, there are several that for less than $100 more new...would definitely come home with me. And, $400 used wisely can buy one of a variety of nice used rifles. To each his own.JMO
In my opinion, the Vanguard is best rifle you have listed and one that I would absolutely buy, but I am not sure that you can find new one for $400...if you can, buy it.