Bank Carry

T

tatters

New member
What did we all decide about FDIC insured banks? Is carry prohibited under some federal statute, or is it a State's Rights thing?

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And if you hear from my Louise, won't you tell her I love her so?
 
FDIC has nothing to do with carry in a bank.Some banks have signs up, some do not.My bank put a sign up and after I and others threatened to move our accounts they took the sign down.The rights are with the bank and no one else.

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beemerb
We have a criminal jury system which is superior to any in the world;
and its efficiency is only marred by the difficulty of finding twelve men
every day who don't know anything and can't read.
-Mark Twain
 
There is no federal law against legal carry in a bank of any kind...well, maybe the Federal Reserve Bank. ;)
Your state laws may vary.
 
Is this certain? I ask because an LEO I know who is normally very up-to-speed on CCW issues has told me recently that CCW in a bank is *not* permitted by Federal law. Something about because of the FDIC involvement, the feds claim jurisdiction over the banks as a semi-federal-property issue when it comes to weapons.


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ACHTUNG! ALLES LOOKENSPEEPERS!

Das Internet is nicht fuer gefingerclicken und giffengrabben. Ist easy droppenpacket der routers und overloaden der backbone mit der spammen und der me-tooen. Ist nicht fuer gewerken bei das dumpkopfen. Das mausklicken sichtseeren keepen das bandwit-spewin hans in das pockets muss; relaxen und watchen das cursorblinken.
 
I'm not sure, but I think it's crap. Bank are PRIVATE property, and state CCW rules apply AFAIK. The correct answer for sure needs to be obtained, of course. I personally totally ignore the signs and carry anyway (although 95% of the time, I do my business at the drive-through). What about all the banks in grocery stores and elswhere nowadays? Does that mean you can't walk in the grocery store with bank in it? Or just not get near the counter? I'm not believing it till I see the statute or CFR rule.
 
I should add an explanation as to why I ignore the "no guns" symbols on the doors of banks: If they in fact are private property owners only, their only remedy is to report a criminal trespass to the police. BUT they have to ask you to cease and desist (leave) first (after I go "what sign?"); only if you then refuse has a trespass occurred. In which case I would gladly leave and not be charged. And they'll never ask me to leave because they won't know I'm carrying. And if they do know, it will only be via clandestine metal detectors, in which case they won't ask me to leave because they won't want the public to know they use hidden metal detectors. [I don't even know if such technology is available, but if it is, I'm sure it's in use somewhere].

[This message has been edited by Futo Inu (edited June 17, 2000).]
 
Yes papercut, it is certain. It is all too normal for LEOs to not be familiar with the law simply because the law is so complex and they must work with a large part of it, not just the specialized bits in which we are interested here.
 
As an armored transport officer, I can say with some sureity that carrying in a bank is illegal. While these are considered private property for tax purposes, their contents are federally protected.

In SC, the info provided with a CCW clearly states that banks are verboten. More to the point, any private establishment can, at it's choosing, place a sign in the window and expect it to be honored. Places like hospitals, banks, polls, churches and schools are automatically off-limits by mandate of law.

Of course, as my instructor so eloquently put it, "If it's concealed, how they gonna know?" I carry for my personal defense and will continue to do so until the stores/banks provide an equal type of security.

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When Reason Fails.....
 
Your mileage may vary from state to state. AZ is ok with carryin in churches and banks. I don't think Fed insurance has any bearing, think it has to do with OWNERSHIP of the property.

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Sam I am, grn egs n packin

Nikita Khrushchev predicted confidently in a speech in Bucharest, Rumania on June 19, 1962 that: " The United States will eventually fly the Communist Red Flag...the American people will hoist it themselves."
 
vaughnt;
Sounds like you have a state law in SC but it is not a federal law

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beemerb
We have a criminal jury system which is superior to any in the world;
and its efficiency is only marred by the difficulty of finding twelve men
every day who don't know anything and can't read.
-Mark Twain
 
VaughnT, sorry, you are incorrect. That may be the law in SC but not a federal law. I am not guessing on this, I looked into it very carefully when I renewed my CCW to be sure nothing had changed.
 
There is no federal law on the books prohibiting the carrying of a gun in a bank. In Texas, banks must put up the sign as stated by law to make carrying illegal in the bank.

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NRA Life Member
GOA Member
GSSF Member
 
mjsarge,

Do you mind telling me where you found that info? Is it in the TX CHL handbook? I too live in TX and have wondered if it was verboten to carry in a bank. I haven't SEEN anything about it in the HB. (yeah I admit, I haven't tried to find out. Most of the time I use the drive-thru).

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"Pray as if your life depends on God, Prepare as if it all depends on you..." -Texas Preacher

[This message has been edited by Darthmaum (edited June 18, 2000).]
 
This is one advantage to open carry. Ya find out pretty soon if it ain't okay in some place.

I carry openly in Arizona banks on a regular basis. Not even a blink.

Rick

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"Congress have no power to disarm the militia. Their swords, and every other terrible implement of the soldier, are the birth-right of an American." Tench Coxe 2/20/1788
 
RickD .... Heard recently that Bank One has decided that they want no open carry in the bank . Don't know about other banks . As to concealed the point was taken "how will they know ." If you foil a robbery you will get a medal and a court date IMHO .Unless they want the money in my hand or pocket I would let them have at it . They mess with me ....diff story .
My wife works in a bank and the few robberies where she has been have been one on one . " Give me the money . I have a gun ". The guy walks out and the teller cries . The bad scene is what they call " A Takeover ." This is big time like in the movies . They want it all . I would not resist even then . They know there's a bundle in the vault and at the tellers stations . My petty $200 or so is just a waste of getaway time . Even when questioned later I would avoid the mention of my gun .

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TOM
SASS AMERICAN LEGION NRA
 
Darthmaum,
Banks are not addressed specifically in the handbook. They are not listed in PC 46.03 or 46.035 I got the answer from my insturctor and a friend of mine who is a DPS trooper. Banks are the same as any other privately owned compnay, they have to post the sign as stated by PC 30.06. The bank in Waco that I use doesn't post the sign, I carry mine inside all the time. In fact, three people on the board of directors have CHL's. I've only been seen one bank in town that has the sign posted.

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NRA Life Member
GOA Member
GSSF Member
 
VaughnT,

I am SC CWP holder and have never heard or read the restriction on carrying in banks.

Could you tell me which section of SC law prohibits carry in banks?



[This message has been edited by DMSC (edited June 19, 2000).]
 
I believe the confusion stems from the fact that some states provide for private businesses and property owners to post signs prohibiting concealed carry. Some states make no such provision; CCW permit is good for concealed carry almost anywhere (except courthouse and federal buildings, for example).

FWIW, there was a take-over bank robbery in a neighboring town last year. Woman ran out the door because she had left her six year old son in the car in the parking lot. Young robber, a local in this town of 50,000, shot her in the back and killed her as she ran. All crooks arrested and sentenced, one less mom.
 
I don't know of any federal law on the subject, but here in NC, banks are specifically listed on the roster of places where you can't carry guns, period. And most local banks post against concealed carry, too.
 
Of course those of us on this forum know what a stupid law that is. What are they trying to do, create another safe-zone for criminals?

As to Bank One, this is a bank I visit every now and again. I'll have to go in carrying openly to see how married they are to that stupid policy.

Rick

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"Congress have no power to disarm the militia. Their swords, and every other terrible implement of the soldier, are the birth-right of an American." Tench Coxe 2/20/1788
 
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