With TMJ bullet, there's *no* lead visible anywhere on the bullet. An FMJ bullet may have exposed lead on the base. Of course, you're not going to be able to see the exposed base once the bullet is crimped into the case, so FMJ and TMJ cartridges will look the same.
Ballistically, I don't know that there's any big difference between FMJ and TMJ, all else being equal (bullet weight, profile, etcetera). The biggest difference is that TMJ rounds are less likely to cause lead vapor/particles to become airborne, which is a concern at some indoor ranges.